There is no default place for downloads
Look the phonegap's File API for more info.
With phonegap you can request de temporary or the permanent file system
window.requestFileSystem(LocalFileSystem.PERSISTENT, 0, gotFS, fail);
window.requestFileSystem(LocalFileSystem.TEMPORARY, 0, gotFS, fail);
on iOS PERSISTENT returns the Documents directory, and the TEMPORARY returns the Caches directory
on Android PERSISTENT returns the root of the SD card or phone memory, and TEMPORARY returns a folder inside the data folder.
To download the files use the FileTransfer
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