From the INITIALIZE UPDATE command you send, you get
host_challenge = 00 00 00 00 00 00 00 00
In response to the INITIALIZE UPDATE command, you get
diversification_data = 00 00 11 60 01 00 8A 79 0A F9
key_information = FF 02
sequence_counter = 00 11
card_challenge = 79 11 36 5D 71 00
card_cryptogram = A5 A5 EC 63 BB DC 05 CC
The key information indicates SCP02 (02
). The key diversification data may be used to derive the card-specific K_ENC. Lets assume we have a K_ENC like this
K_ENC = 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00 00
We can then derive the session encryption key like this
derivation_const_ENC = 01 82
derivation_data = derivation_const_ENC | sequence_counter | 00 00 00 00 00 00 00 00 00 00 00 00
IV = 00 00 00 00 00 00 00 00
S_ENC = encrypt(TDES_CBC, K_ENC, IV, derivation_data)
Next, we can assemble the authentication data used to calculate the host cryptogram:
padding_DES = 80 00 00 00 00 00 00 00
host_auth_data = sequence_counter | card_challenge | host_challenge | padding_DES
Then we can use the session encryption key to encrypt the authentication data:
IV = 00 00 00 00 00 00 00 00
host_cryptogram = encrypt(TDES_CBC, S_ENC, IV, host_auth_data)
The last 8 bytes of the encrypted authentication data are the actual host cryptogram that we would send to the card:
EXTERNAL_AUTHENTICATE_data = host_cryptogram[16, 24]
Now we can assemble the EXTERNAL AUTHENTICATE command:
EXTERNAL_AUTHENTICATE = 84 82 03 00 08 | EXTERNAL_AUTHENTICATE_data
We can then calculate the S_MAC key (analoguous to getting the S_ENC above) and the MAC over that command and append it to the command data to get the full EXTERNAL AUTHENTICATE command that can be sent to the card:
EXTERNAL_AUTHENTICATE = 84 82 03 00 10 | EXTERNAL_AUTHENTICATE_data | MAC
Update
Using http://tripledes.online-domain-tools.com/ to reproduce the results of GPJ
Your K_ENC is 404142434445464748494A4B4C4D4E4F
. The online tools does not properly support 2-key-3DES, so you have to convert the key into its 3-key form first:
K_ENC = 404142434445464748494A4B4C4D4E4F4041424344454647
Use this key and a zero IV to encrypt the derivation data (0182001B000000000000000000000000
). You get
S_ENC = fb063cc2e17b979b10e22f82110234b4
In 3-key notation, this is
S_ENC = fb063cc2e17b979b10e22f82110234b4fb063cc2e17b979b
Use this key and a zero IV to encrypt the host authentication data (001b9b95b95e5ebc7f41a9e7193783fa8000000000000000
):
HOST_CRYPTOGRAM = 773e790c91acce3167d99f92c60e2afd133b4ec52c9ed824