A modal view will cover the view it is pushed on top of as well as the navigation bar for your navigation controller. However, if you use the -presentModalViewController:animated: approach, then once the animation finishes the view just covered will actually disappear, which makes any transparency of your modal view pointless. (You can verify this by implementing the -viewWillDisappear: and -viewDidDisappear: methods in your root view controller).
You can add the modal view directly to the view hierarchy like so:
UIView *modalView =
[[[UIView alloc] initWithFrame:[[UIScreen mainScreen] bounds]] autorelease];
modalView.opaque = NO;
modalView.backgroundColor =
[[UIColor blackColor] colorWithAlphaComponent:0.5f];
UILabel *label = [[[UILabel alloc] init] autorelease];
label.text = @"Modal View";
label.textColor = [UIColor whiteColor];
label.backgroundColor = [UIColor clearColor];
label.opaque = NO;
[label sizeToFit];
[label setCenter:CGPointMake(modalView.frame.size.width / 2,
modalView.frame.size.height / 2)];
[modalView addSubview:label];
[self.view addSubview:modalView];
Adding the modalView as a subview to the root view like this will not actually cover the navigation bar, but it will cover the entire view below it. I tried playing around with the origin of the frame used to init the modalView, but negative values cause it to not display. The best method that I found to cover the entire screen besides the status bar is to add the modalView as a subview of the window itself:
TransparentModalViewAppDelegate *delegate = (TransparentModalViewAppDelegate *)[UIApplication sharedApplication].delegate;
[delegate.window addSubview:modalView];
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